Privacy PolicyHow we protect your information
Ahsk is committed to protecting your personal data. This policy explains what information we collect, how we use it, and the steps we take to keep it secure.
Applying is free and does not affect your credit score.
Information We Gather
To help connect you with payday loan options, we collect certain personal information from you.
- Name, email address, and phone number
- Date of birth and social insurance number
- Employment and income information
- Bank account details for e-Transfer funding
- Credit history (via third-party verification partners)
- Postal code and province of residence
Why We Use Your Data
Your information serves specific purposes that help us match you with appropriate lending solutions and comply with Canadian financial regulations.
We use your personal data to verify your identity, assess your eligibility for payday loans, and connect you with lenders in our network. This process helps us understand your financial situation and find solutions that may work for you.
We also use your information to comply with anti-money laundering laws, fraud prevention requirements, and other legal obligations under Canadian financial regulations. Your data helps us protect both you and our lending partners.
Ahsk may contact you by email or phone with updates about your application, loan status, or relevant financial information. You can opt out of marketing communications at any time.
Data Security & Protection
We take your security seriously and use industry-standard safeguards to protect your personal information.
- Encrypted transmission of all sensitive data
- Secure, password-protected servers and databases
- Limited employee access to personal information on a need-to-know basis
- Regular security audits and updates
- Compliance with Canadian privacy laws and regulations
- No sharing of data with third parties without your consent, except as required by law
Your Privacy Rights
You have the right to access, correct, and control your personal information.
You can request access to the personal data we hold about you at any time. If you believe any information is incorrect or incomplete, you may ask us to update or correct it.
You have the right to withdraw consent for us to use your data, though this may affect our ability to help you find loan options. You can also request deletion of your information, subject to legal retention requirements.
If you have concerns about how we handle your data, you may contact us directly or lodge a complaint with the privacy commissioner in your province.
Key Privacy Information
Third-Party Partners
We may share your information with lenders in our network, credit bureaus, and verification services. Each partner is required to protect your data according to Canadian privacy laws.
Data Retention
We retain your personal information for as long as necessary to provide our services and comply with legal obligations. You can request deletion after your application is complete.
Cookies & Tracking
Our website uses cookies to improve your experience and track site performance. You can disable cookies in your browser settings, though some features may not work as intended.
Policy Updates
We may update this privacy policy from time to time. We will notify you of significant changes by email or by posting a notice on our website.
Frequently asked questions
Is Ahsk a lender?
Who do you share my information with?
How long do you keep my personal data?
Can I access or correct my information?
Is my bank account information safe?
What if I want to opt out?
Do you use cookies?
What should I do if I have a privacy concern?
Questions About Your Privacy?
If you have concerns about how we handle your personal information or want to exercise your privacy rights, please reach out to us. We are here to help and answer any questions you may have.